With the rising cost of living in the UK and a growing desire for a lifestyle change amongst many, Malaysia's Golden Visa, known as MM2H, has become an increasingly appealing option for UK citizens looking for a comfortable (early) retirement.
As an example, for a married couple from London, in their mid-50s, a little weary from the perennially drab British winters, and eager to live their retirement years in a well-deserved sunny climate,
Malaysia My Second Home offers the perfect opportunity. With some savings in the bank and their paid-off London home available to rent out, this couple can look forward to quite a luxurious retirement in Malaysia, financed by their rental income and, optionally, their savings.
Indeed, if expensive, ever-congested London and Malaysia's laid-back, sun-soaked lifestyle already had them considering moving to greener pastures, then the perks provided by MM2H could well tip the scale
and facilitate the relocation and transition processes.
Currency Multiplier
The monetary advantages, alone, of MM2H are significant, particularly for (early) retirees. Take the rather favourable currency exchange rate, for starters. With a Pound-to-Ringgit multiplication factor of 5.5:1, this means that the couple's rental cash flow will stretch much, much further in Malaysia, especially, since additionally, the cost of living is considerably lower than in the UK.
Everyday expenses such as food, utilities and healthcare are very much cheaper in Malaysia, allowing our couple to boost their standard of living by several notches and still not worry about depleting their savings.
Spacious Home
Malaysia's real estate market is another attractive feature. With property prices far lower than in the UK, the couple can rather easily purchase a condo in a desirable location, such as Kuala Lumpur or Penang. They'll have the option to enjoy modern amenities, stunning surroundings and plenty of space—something that would, in all likelihood, be prohibitively expensive in London.
Affordable Healthcare
It's no secret that, for retirees, healthcare is more of a concern than for younger folks. The good news is that Malaysia doesn't disappoint in this regard either. Together with its southerly neighbour, Singapore, Malaysia's healthcare system is renowned for its high-quality medical services. The difference is that Malaysia's healthcare is available at much more affordable cost. Private hospitals are accessible throughout Malaysia and they offer world-class care.
In other words, UK expats can access private care treatments and procedures that would likely be far more expensive in the UK and bypass the typically long wait times that plague healthcare in most western countries. Access to affordable healthcare is something that will always give retirees peace of mind, regardless of where they are. MM2H-holders in Malaysia are blessed in that sense.
Another advantage of MM2H is the lovely climate in Malaysia, obviously a far cry from the, well, less than ideal British weather. The couple can look forward to year-round sunshine, perfect for outdoor activities like golfing, water-based activities and exploring Malaysia's many natural wonders. From the tropical beaches of Tioman to the cool highlands of Cameron, there's no shortage of stunning landscapes to visit.
And let's not forget the tasty Asian dishes to be had in Malaysia. From traditional Malay nasi goreng to Chinese-style chicken rice and the countless Indian curries, Malaysia will never run out of culinary treats. Apart, of course, from the western fare that's also widely available nowadays.
Travel Options Galore
For those who love to travel, Malaysia is ideally located in Southeast Asia, with countless budget airline flights to other countries, such as Thailand, Bali, Vietnam and Laos. MM2H-holders, whether young or young-at-heart, can spend their active years and their golden years, respectively, exploring new destinations, all whilst enjoying the comforts of their new home base in Malaysia.
For those who've been dreaming to start afresh in a sunny land, Malaysia's MM2H provides the ideal solution. With this generous Golden Visa, you may not only be able to retire early, but you also get to enjoy a lifestyle upgrade for good measure, including numerous financial benefits, a lovely home in the sun and excellent healthcare.
Want to read more about MM2H? Visit the
MM2H.co.uk platform.
